"Loan-portfolio Quality And Managerial Efficiency In Banking "

نویسندگان
چکیده

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Loan-Portfolio Quality and the Diffusion of Technological Innovation

We study the economic forces that drive innovation in credit-risk assessment and the role of regulators in this process. Recent regulatory proposals base capital-adequacy standards on banks’ own internal systems and call for regulators to establish a set of “best practices” for the industry. We find that the dissemination of innovations mandated by this approach generates a tension between lowe...

متن کامل

Managerial style and bank loan contracting

This paper provides direct evidence that managerial style is a key determinant of the firm’s cost of capital, in the context of private debt contracting. Applying the novel empirical method by Abowd, Karmarz, and Margolis (1999) to a large sample that tracks job movement of top managers, we find that managerial style is a critical factor that explains a large part of the variation in loan contr...

متن کامل

Deposits Funding and Loan Volatility in Iranian Banking System

Banks may well perform differently in lending to firms according to their funding structure. This paper surveys the relation between Loan volatility and deposit in Iranian banking system. The extent to which bank lending is connected to funding structure is affected by the banks’ characteristics (such as capital structure, profitability, and the measure of non-performing loans). To analyze this...

متن کامل

Managerial Hedging and Portfolio Monitoring∗

Incentive compensation induces correlation between the portfolio of managers and the cash flow of the firms they manage. This correlation exposes managers to risk and hence gives them an incentive to hedge against the poor performance of their firms. We study the agency problem between shareholders and a manager when the manager can hedge his incentive compensation using financial markets and s...

متن کامل

Large-Scale Loan Portfolio Selection

We consider the problem of optimally selecting a large portfolio of risky loans, such as mortgages, credit cards, auto loans, student loans, or business loans. Examples include loan portfolios held by financial institutions and fixed-income investors as well as pools of loans backing mortgageand asset-backed securities. The size of these portfolios can range from the thousands to even hundreds ...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Annales Universitatis Apulensis Series Oeconomica

سال: 2015

ISSN: 1454-9409,2344-4975

DOI: 10.29302/oeconomica.2015.17.2.2